html,body {	position: relative; margin: 0px auto; padding:0; background-color: #dae8e3;  background-image: url(images/bg.jpg); background-repeat : repeat-x; background-position: top center;  font-fmily: Verdana; font-size: 12px;  color: #000000; }
#header { padding:0px; position:relative; width:985px; height:95px; background-image:url(images/header.jpg); margin:0px auto; }
#header #logo { position:relative; top:14px; left:18px; float:left; }
#header #phone { position:relative; float:right; font-family: "Myriad Pro"; color:#305b90; font-size:36px; font-weight:bold; margin:0px; padding:0px; right:15px; top:15px; width:325px; text-align:right; }
#nav { margin: 0 auto; position: relative; background-color:#ffffff; background-image : url(images/nav_bg.jpg); color: #12395f; font-family: Tahoma; font-size: 14px;  width: 985px; height:24px; padding-top:6px; text-align: left; }
#main_menu a, #main_menu a:link { color: #12395f; font-family: Tahoma; font-size: 14px; font-weight: bold; text-decoration: none; padding-left: 8px; padding-right: 10px; }
#main_menu a:hover, #main_menu a:active { color: #ffffff; }
#main { position: relative; width: 985px; margin: 0px auto; background-color: #ffffff; text-align: justify; }
.content_area { padding:12px; font-family:arial; padding-top:1px; padding-bottom:1px; font-size:12px; color:#4e4e4e; }
#foot { margin: 0 auto; position: relative; width: 985px; background-color : #305b90; font-family: Arial;font-size: 10px; color: #ffffff; }
#foot a { color:#ffffff; }
#panel { color: #000000; font-family: Tahoma; font-size: 12px;  font-weight: bold; }

.bbold { COLOR: #305b90; TEXT-DECORATION: none; font-family: Verdana; font-size: 16px; font-weight: bold;}
.bbold2 { COLOR: #ffffff; TEXT-DECORATION: none; font-family: Arial; font-size: 12px; font-weight: bold;}
.bullet_blue { COLOR: #305b90; TEXT-DECORATION: none; font-family: Verdana; font-size: 12px; font-weight: bold;}
.bullet_orange { COLOR: #ff7200; TEXT-DECORATION: none; font-family: Verdana; font-size: 12px; font-weight: bold;}
.biglink { COLOR: #305b90; TEXT-DECORATION: none; font-family: Verdana; font-size: 16px; font-weight: bold;}
a:link.biglink  {color : #305b90;}
a:visited.biglink  {color : #305b90;}
a:active.biglink  {text-decoration: none;}
a:hover.biglink  {color : #305b90; text-decoration: underline;}
.default_link { color:#305b90; }